Arizona Paycheck Calculator

Enter your salary to estimate your Arizona take-home pay after federal income tax, Arizona state income tax, and FICA, broken down per paycheck for any pay schedule.

Take-home per paycheck

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Gross annual pay—

Federal income tax—

Arizona state income tax—

FICA (Social Security + Medicare)—

Net annual take-home—

Where your Arizona paycheck goes

Annual take-home versus federal, state, and FICA taxes.

Same salary, different states

Estimated net take-home on an $80,000 single salary. Arizona is highlighted.

Arizona paycheck, explained

A Arizona paycheck calculator shows what you actually keep from your salary after every mandatory withholding. Arizona charges a flat 2.5% state income tax on top of federal tax and FICA, so every dollar of taxable income above the standard deduction is taxed at the same rate regardless of how much you earn. This tool estimates federal income tax, Arizona state income tax, and FICA payroll tax, then divides your net pay across your chosen pay schedule.

Arizona's flat-rate system means your marginal and effective state tax rate are nearly identical, unlike progressive states where they diverge as income rises. Enter your gross salary above to see your Arizona take-home pay per paycheck.

Arizona income tax

Arizona uses a flat 2.5% income tax rate on taxable income. The state standard deduction is $8,350 for single filers and $16,700 for joint filers, which reduces the income subject to state tax.

There are no additional local or county income taxes in Arizona; the state rate above is the only income tax withheld from a paycheck. Arizona does not tax Social Security retirement benefits.

The paycheck formula

A paycheck calculator works backward from your gross salary, removing every mandatory withholding to reveal your true take-home pay:

taxable income = gross salary − pre-tax deductions − standard deduction
federal tax = progressive federal brackets
Arizona tax = 2.5% flat rate on taxable income above the standard deduction
FICA = 6.2% Social Security (to cap) + 1.45% Medicare
net pay = gross − federal − state − FICA − pre-tax deductions
per paycheck = net pay ÷ number of pay periods

Worked example

Federal income tax is roughly $8,770, FICA is $6,120, and Arizona state income tax is about $1,791 at the flat 2.5% rate after the standard deduction. Net take-home is around $63,319 a year, close to $2,435 every two weeks on a bi-weekly schedule. Contributing to a 401(k) or HSA would lower both federal and state tax and raise the after-tax value of saving.

How Arizona compares

On the same $80,000 single salary, Arizona take-home is about $63,319 — $1,791 less than Texas's $65,110 (Texas has no state income tax), $1,803 more than California's $61,516, and $2,004 more than New York's $61,315. The chart above shows how Arizona stacks up against those three benchmark states on identical pay.

Frequently asked questions

How much is taken out of a paycheck in Arizona?

On an $80,000 single salary, roughly $16,681 a year goes to federal income tax, Arizona state income tax, and FICA combined, leaving about $63,319 in take-home.

What is the Arizona state income tax rate?

Arizona has a flat state income tax rate of 2.5% on taxable income. The state standard deduction is $8,350 for single filers and $16,700 for joint filers, which reduces the income subject to state tax.

Does Arizona tax Social Security benefits?

Arizona does not tax Social Security retirement benefits.

Does Arizona have any local income taxes?

There are no additional local or county income taxes in Arizona; the state rate above is the only income tax withheld from a paycheck.

How can I increase my Arizona take-home pay?

Contributing to pre-tax accounts like a 401(k), HSA, or FSA lowers your federal and Arizona taxable income, reducing withholding and raising the value of each dollar you save.

Is Arizona take-home pay higher or lower than Texas?

Lower. Texas has no state income tax, so on the same $80,000 salary a Texas resident keeps about $1,791 more than an Arizona resident.