Indiana Paycheck Calculator

Enter your salary to estimate your Indiana take-home pay after federal income tax, Indiana state income tax, and FICA, broken down per paycheck for any pay schedule.

Take-home per paycheck

—

Gross annual pay—

Federal income tax—

Indiana state income tax—

FICA (Social Security + Medicare)—

Net annual take-home—

Where your Indiana paycheck goes

Annual take-home versus federal, state, and FICA taxes.

Same salary, different states

Estimated 2026 take-home on an $80,000 single salary, before local taxes. Indiana is highlighted.

How Indiana taxes your paycheck

Indiana taxes income at a flat 2.95%, after a personal exemption of $1,000 ($2,000 for couples). That is on top of federal income tax, Social Security (6.2% up to $184,500 of wages in 2026) and Medicare (1.45%, plus 0.9% on wages above $200,000), which are the same in every state.

Local taxes: Every Indiana county charges a local income tax on top of the state rate, collected through withholding and based on where you live or work on January 1; it is not included here.

Working across state lines: Indiana has a reciprocity agreement with Kentucky, Michigan, Ohio, Pennsylvania and Wisconsin. If you live in one of those states and work in Indiana, you can file an exemption form with your employer so only your home state's tax is withheld.

Worked example

A single filer in Indiana earning $80,000 a year, paid every two weeks with no pre-tax deductions: federal income tax is $8,770, Indiana income tax is $2,331 and FICA is $6,120, leaving $62,780 a year, or about $2,415 per paycheck. A married couple filing jointly on $120,000 keeps about $97,299 a year. Putting $5,000 into a traditional 401(k) would cut this single filer's federal tax to $7,670 and Indiana tax to $2,183.

Indiana take-home pay at different salaries (single, 2026)

Salary	Federal tax	Indiana tax	FICA	Take-home	Per bi-weekly check
$40,000	$2,620	$1,151	$3,060	$33,170	$1,276
$60,000	$5,020	$1,741	$4,590	$48,650	$1,871
$80,000	$8,770	$2,331	$6,120	$62,780	$2,415
$100,000	$13,170	$2,921	$7,650	$76,260	$2,933
$150,000	$24,734	$4,396	$11,475	$109,396	$4,208

How Indiana compares

On an $80,000 single salary, Indiana take-home is about $62,780, $2,331 less than in Texas, which has no income tax, and $864 more than in California. The chart above shows Indiana next to Texas, California and New York on identical pay.

What this estimate includes

taxable income = salary − pre-tax deductions − standard deduction
federal tax = 2026 federal brackets (standard deduction $16,100 single / $32,200 married)
Indiana tax = 2.95% × state taxable income
FICA = 6.2% Social Security (to $184,500) + 1.45% Medicare (+0.9% over $200,000)
per paycheck = (salary − all taxes − pre-tax deductions) ÷ pay periods

Local taxes and state payroll programs mentioned above are not included, and your actual withholding also depends on your W-4 and any state withholding certificate. State figures are the 2026 rates and brackets published by Indiana, as compiled by the Tax Foundation.

Frequently asked questions

How much is taken out of an $80,000 paycheck in Indiana?

For a single filer in 2026, about $17,221 a year: $8,770 federal income tax, $2,331 Indiana income tax and $6,120 FICA, leaving $62,780, or $2,415 every two weeks. Local taxes are extra.

What is the Indiana income tax rate in 2026?

Indiana taxes income at a flat 2.95%, after a personal exemption of $1,000 ($2,000 for couples).

Are there local income taxes in Indiana?

Every Indiana county charges a local income tax on top of the state rate, collected through withholding and based on where you live or work on January 1; it is not included here.

Is take-home pay higher in Indiana or Texas?

Texas. With no state income tax, a single filer on $80,000 keeps about $65,110 in Texas against $62,780 in Indiana, a difference of $2,331 a year.

How can I lower the tax on my Indiana paycheck?

Pre-tax contributions to a 401(k), HSA or FSA lower federal and Indiana taxable income. On $80,000, a $5,000 traditional 401(k) contribution cuts federal tax to $7,670 and Indiana tax to $2,183.

Related calculators

Paycheck Calculators by StateTake-home pay in any of the 50 states, with a ranked comparison. Federal Income Tax Calculator 2026Federal income tax for 2026 by bracket, with your effective rate. W-4 Withholding CalculatorFederal tax withheld per paycheck from your W-4 settings. Illinois Paycheck CalculatorIllinois take-home pay after federal tax, Illinois income tax and FICA. Michigan Paycheck CalculatorMichigan take-home pay after federal tax, Michigan income tax and FICA. Ohio Paycheck CalculatorOhio take-home pay after federal tax, Ohio income tax and FICA.