Where your Minnesota paycheck goes
Annual take-home versus federal, state, and FICA taxes.
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Minnesota Paycheck Calculator
Enter your salary to estimate your Minnesota take-home pay after federal income tax, Minnesota state income tax, and FICA, broken down per paycheck for any pay schedule.
Take-home per paycheck
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Gross annual pay—
Federal income tax—
Minnesota state income tax—
FICA (Social Security + Medicare)—
Net annual take-home—
Same salary, different states
Estimated 2026 take-home on an $80,000 single salary, before local taxes. Minnesota is highlighted.
How Minnesota taxes your paycheck
Minnesota has a progressive income tax with 4 brackets, from 5.35% to 9.85%, after a standard deduction of $15,300 for single filers and $30,600 for married couples filing jointly. That is on top of federal income tax, Social Security (6.2% up to $184,500 of wages in 2026) and Medicare (1.45%, plus 0.9% on wages above $200,000), which are the same in every state.
Minnesota income tax brackets for 2026
| Rate | Single (taxable income) | Married filing jointly |
|---|---|---|
| 5.35% | $0 – $33,310 | $0 – $48,700 |
| 6.8% | $33,310 – $109,430 | $48,700 – $193,480 |
| 7.85% | $109,430 – $203,150 | $193,480 – $337,930 |
| 9.85% | over $203,150 | over $337,930 |
Local taxes: Minnesota has no local income taxes.
Other payroll items: Minnesota's paid leave program began collecting premiums in 2026, shared between employer and employee; it is not included here.
Working across state lines: Minnesota has a reciprocity agreement with Michigan and North Dakota. If you live in one of those states and work in Minnesota, you can file an exemption form with your employer so only your home state's tax is withheld.
Worked example
A single filer in Minnesota earning $80,000 a year, paid every two weeks with no pre-tax deductions: federal income tax is $8,770, Minnesota income tax is $3,917 and FICA is $6,120, leaving $61,193 a year, or about $2,354 per paycheck. A married couple filing jointly on $120,000 keeps about $95,407 a year. Putting $5,000 into a traditional 401(k) would cut this single filer's federal tax to $7,670 and Minnesota tax to $3,577.
Minnesota take-home pay at different salaries (single, 2026)
| Salary | Federal tax | Minnesota tax | FICA | Take-home | Per bi-weekly check |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $1,321 | $3,060 | $32,999 | $1,269 |
| $60,000 | $5,020 | $2,557 | $4,590 | $47,833 | $1,840 |
| $80,000 | $8,770 | $3,917 | $6,120 | $61,193 | $2,354 |
| $100,000 | $13,170 | $5,277 | $7,650 | $73,903 | $2,842 |
| $150,000 | $24,734 | $8,942 | $11,475 | $104,849 | $4,033 |
How Minnesota compares
On an $80,000 single salary, Minnesota take-home is about $61,193, $3,917 less than in Texas, which has no income tax, and $722 less than in California. The chart above shows Minnesota next to Texas, California and New York on identical pay.
What this estimate includes
taxable income = salary − pre-tax deductions − standard deduction
federal tax = 2026 federal brackets (standard deduction $16,100 single / $32,200 married)
Minnesota tax = 2026 Minnesota brackets on state taxable income
FICA = 6.2% Social Security (to $184,500) + 1.45% Medicare (+0.9% over $200,000)
per paycheck = (salary − all taxes − pre-tax deductions) ÷ pay periods
federal tax = 2026 federal brackets (standard deduction $16,100 single / $32,200 married)
Minnesota tax = 2026 Minnesota brackets on state taxable income
FICA = 6.2% Social Security (to $184,500) + 1.45% Medicare (+0.9% over $200,000)
per paycheck = (salary − all taxes − pre-tax deductions) ÷ pay periods
Minnesota's standard deduction is reduced at high incomes, which this estimate does not model. Local taxes and state payroll programs mentioned above are not included, and your actual withholding also depends on your W-4 and any state withholding certificate. State figures are the 2026 rates and brackets published by Minnesota, as compiled by the Tax Foundation.
Frequently asked questions
How much is taken out of an $80,000 paycheck in Minnesota?
For a single filer in 2026, about $18,807 a year: $8,770 federal income tax, $3,917 Minnesota income tax and $6,120 FICA, leaving $61,193, or $2,354 every two weeks. Local taxes are extra.
What is the Minnesota income tax rate in 2026?
Minnesota has a progressive income tax with 4 brackets, from 5.35% to 9.85%, after a standard deduction of $15,300 for single filers and $30,600 for married couples filing jointly.
Are there local income taxes in Minnesota?
Minnesota has no local income taxes.
Is take-home pay higher in Minnesota or Texas?
Texas. With no state income tax, a single filer on $80,000 keeps about $65,110 in Texas against $61,193 in Minnesota, a difference of $3,917 a year.
How can I lower the tax on my Minnesota paycheck?
Pre-tax contributions to a 401(k), HSA or FSA lower federal and Minnesota taxable income. On $80,000, a $5,000 traditional 401(k) contribution cuts federal tax to $7,670 and Minnesota tax to $3,577.
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