Where your Pennsylvania paycheck goes
Annual take-home versus federal, state, and FICA taxes.
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Pennsylvania Paycheck Calculator
Enter your salary to estimate your Pennsylvania take-home pay after federal income tax, Pennsylvania state income tax, and FICA, broken down per paycheck for any pay schedule.
Take-home per paycheck
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Gross annual pay—
Federal income tax—
Pennsylvania state income tax—
FICA (Social Security + Medicare)—
Net annual take-home—
Same salary, different states
Estimated 2026 take-home on an $80,000 single salary, before local taxes. Pennsylvania is highlighted.
How Pennsylvania taxes your paycheck
Pennsylvania taxes income at a flat 3.07%. That is on top of federal income tax, Social Security (6.2% up to $184,500 of wages in 2026) and Medicare (1.45%, plus 0.9% on wages above $200,000), which are the same in every state.
Local taxes: Almost every Pennsylvania municipality and school district charges a local earned income tax, Philadelphia charges its own wage tax, and most workers also pay a Local Services Tax of up to $52 a year; none are included.
Other payroll items: Pennsylvania employees also pay a small unemployment compensation contribution on wages.
Working across state lines: Pennsylvania has a reciprocity agreement with Indiana, Maryland, New Jersey, Ohio, Virginia and West Virginia. If you live in one of those states and work in Pennsylvania, you can file an exemption form with your employer so only your home state's tax is withheld.
Worked example
A single filer in Pennsylvania earning $80,000 a year, paid every two weeks with no pre-tax deductions: federal income tax is $8,770, Pennsylvania income tax is $2,456 and FICA is $6,120, leaving $62,654 a year, or about $2,410 per paycheck. A married couple filing jointly on $120,000 keeps about $97,096 a year. Putting $5,000 into a traditional 401(k) would cut this single filer's federal tax to $7,670; Pennsylvania tax stays at $2,456 because Pennsylvania taxes 401(k) contributions.
Pennsylvania take-home pay at different salaries (single, 2026)
| Salary | Federal tax | Pennsylvania tax | FICA | Take-home | Per bi-weekly check |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $1,228 | $3,060 | $33,092 | $1,273 |
| $60,000 | $5,020 | $1,842 | $4,590 | $48,548 | $1,867 |
| $80,000 | $8,770 | $2,456 | $6,120 | $62,654 | $2,410 |
| $100,000 | $13,170 | $3,070 | $7,650 | $76,110 | $2,927 |
| $150,000 | $24,734 | $4,605 | $11,475 | $109,186 | $4,199 |
How Pennsylvania compares
On an $80,000 single salary, Pennsylvania take-home is about $62,654, $2,456 less than in Texas, which has no income tax, and $739 more than in California. The chart above shows Pennsylvania next to Texas, California and New York on identical pay.
What this estimate includes
taxable income = salary − pre-tax deductions − standard deduction
federal tax = 2026 federal brackets (standard deduction $16,100 single / $32,200 married)
Pennsylvania tax = 3.07% × state taxable income
FICA = 6.2% Social Security (to $184,500) + 1.45% Medicare (+0.9% over $200,000)
per paycheck = (salary − all taxes − pre-tax deductions) ÷ pay periods
federal tax = 2026 federal brackets (standard deduction $16,100 single / $32,200 married)
Pennsylvania tax = 3.07% × state taxable income
FICA = 6.2% Social Security (to $184,500) + 1.45% Medicare (+0.9% over $200,000)
per paycheck = (salary − all taxes − pre-tax deductions) ÷ pay periods
Pennsylvania taxes wages at a flat 3.07% with no standard deduction; pre-tax 401(k) contributions still count as taxable wages in Pennsylvania. In this calculator the pre-tax field also lowers Pennsylvania tax, which is right for health premiums but not for 401(k) contributions. Local taxes and state payroll programs mentioned above are not included, and your actual withholding also depends on your W-4 and any state withholding certificate. State figures are the 2026 rates and brackets published by Pennsylvania, as compiled by the Tax Foundation.
Frequently asked questions
How much is taken out of an $80,000 paycheck in Pennsylvania?
For a single filer in 2026, about $17,346 a year: $8,770 federal income tax, $2,456 Pennsylvania income tax and $6,120 FICA, leaving $62,654, or $2,410 every two weeks. Local taxes are extra.
What is the Pennsylvania income tax rate in 2026?
Pennsylvania taxes income at a flat 3.07%.
Are there local income taxes in Pennsylvania?
Almost every Pennsylvania municipality and school district charges a local earned income tax, Philadelphia charges its own wage tax, and most workers also pay a Local Services Tax of up to $52 a year; none are included.
Is take-home pay higher in Pennsylvania or Texas?
Texas. With no state income tax, a single filer on $80,000 keeps about $65,110 in Texas against $62,654 in Pennsylvania, a difference of $2,456 a year.
How can I lower the tax on my Pennsylvania paycheck?
Pre-tax contributions to a 401(k), HSA or FSA lower federal taxable income. On $80,000, a $5,000 traditional 401(k) contribution cuts federal tax to $7,670 and Pennsylvania tax to $2,456. Pennsylvania taxes 401(k) contributions, so its tax does not fall.
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