Tennessee Paycheck Calculator

Enter your salary to estimate your Tennessee take-home pay after federal income tax and FICA, broken down per paycheck for any pay schedule.

Take-home per paycheck

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Gross annual pay—

Federal income tax—

Tennessee state income tax—

FICA (Social Security + Medicare)—

Net annual take-home—

Where your Tennessee paycheck goes

Annual take-home versus federal, state, and FICA taxes.

Same salary, different states

Estimated 2026 take-home on an $80,000 single salary, before local taxes. Tennessee is highlighted.

How Tennessee taxes your paycheck

Tennessee does not tax wages. A Tennessee paycheck is reduced only by federal income tax, Social Security (6.2% up to $184,500 of wages in 2026) and Medicare (1.45%, plus 0.9% on wages above $200,000).

Other payroll items: Tennessee has no tax on wages, and its former Hall tax on interest and dividends ended in 2021.

Worked example

A single filer in Tennessee earning $80,000 a year, paid every two weeks with no pre-tax deductions: federal income tax is $8,770 and FICA is $6,120, leaving $65,110 a year, or about $2,504 per paycheck. A married couple filing jointly on $120,000 keeps about $100,780 a year.

Tennessee take-home pay at different salaries (single, 2026)

Salary	Federal tax	Tennessee tax	FICA	Take-home	Per bi-weekly check
$40,000	$2,620	$0	$3,060	$34,320	$1,320
$60,000	$5,020	$0	$4,590	$50,390	$1,938
$80,000	$8,770	$0	$6,120	$65,110	$2,504
$100,000	$13,170	$0	$7,650	$79,180	$3,045
$150,000	$24,734	$0	$11,475	$113,791	$4,377

How Tennessee compares

With no state income tax, take-home on an $80,000 single salary is $65,110, the same as in Texas and $3,195 more than in California.

What this estimate includes

taxable income = salary − pre-tax deductions − standard deduction
federal tax = 2026 federal brackets (standard deduction $16,100 single / $32,200 married)
Tennessee tax = $0 (no tax on wages)
FICA = 6.2% Social Security (to $184,500) + 1.45% Medicare (+0.9% over $200,000)
per paycheck = (salary − all taxes − pre-tax deductions) ÷ pay periods

Local taxes and state payroll programs mentioned above are not included, and your actual withholding also depends on your W-4 and any state withholding certificate. State figures are the 2026 rates and brackets published by Tennessee, as compiled by the Tax Foundation.

Frequently asked questions

How much is taken out of an $80,000 paycheck in Tennessee?

For a single filer in 2026, about $14,890 a year: $8,770 federal income tax and $6,120 FICA, leaving $65,110, or $2,504 every two weeks. Local taxes are extra.

Does Tennessee have a state income tax?

No. Tennessee does not tax wages, so only federal income tax, Social Security and Medicare are withheld from a paycheck.

Are there local income taxes in Tennessee?

No. Tennessee has no local income taxes.

Is take-home pay higher in Tennessee or Texas?

About the same. Neither state taxes wages, so on $80,000 you keep about $65,110 in both, before any local or payroll program deductions.

How can I lower the tax on my Tennessee paycheck?

Pre-tax contributions to a 401(k), HSA or FSA lower federal income tax. On $80,000, putting $5,000 into a traditional 401(k) cuts federal tax from $8,770 to $7,670.

Related calculators

Paycheck Calculators by StateTake-home pay in any of the 50 states, with a ranked comparison. Federal Income Tax Calculator 2026Federal income tax for 2026 by bracket, with your effective rate. W-4 Withholding CalculatorFederal tax withheld per paycheck from your W-4 settings. Kentucky Paycheck CalculatorKentucky take-home pay after federal tax, Kentucky income tax and FICA. Georgia Paycheck CalculatorGeorgia take-home pay after federal tax, Georgia income tax and FICA. North Carolina Paycheck CalculatorNorth Carolina take-home pay after federal tax, North Carolina income tax and FICA.