Maryland Paycheck Calculator

Enter your salary to estimate your Maryland take-home pay after federal income tax, Maryland state income tax, and FICA, broken down per paycheck for any pay schedule.

Take-home per paycheck

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Gross annual pay—

Federal income tax—

Maryland state income tax—

FICA (Social Security + Medicare)—

Net annual take-home—

Where your Maryland paycheck goes

Annual take-home versus federal, state, and FICA taxes.

Same salary, different states

Estimated 2026 take-home on an $80,000 single salary, before local taxes. Maryland is highlighted.

How Maryland taxes your paycheck

Maryland has a progressive income tax with 10 brackets, from 2% to 6.5%, after a standard deduction of $3,350 for single filers and $6,700 for married couples filing jointly and a personal exemption of $3,200 ($6,400 for couples). That is on top of federal income tax, Social Security (6.2% up to $184,500 of wages in 2026) and Medicare (1.45%, plus 0.9% on wages above $200,000), which are the same in every state.

Maryland income tax brackets for 2026

Rate	Single (taxable income)	Married filing jointly
2%	$0 – $1,000	$0 – $1,000
3%	$1,000 – $2,000	$1,000 – $2,000
4%	$2,000 – $3,000	$2,000 – $3,000
4.75%	$3,000 – $100,000	$3,000 – $150,000
5%	$100,000 – $125,000	$150,000 – $175,000
5.25%	$125,000 – $150,000	$175,000 – $225,000
5.5%	$150,000 – $250,000	$225,000 – $300,000
5.75%	$250,000 – $500,000	$300,000 – $600,000
6.25%	$500,000 – $1,000,000	$600,000 – $1,200,000
6.5%	over $1,000,000	over $1,200,000

Local taxes: Every Maryland county and Baltimore City charges a local income tax on residents, collected with state withholding and usually 2.25% to 3.3% of taxable income; it is not included here, so Maryland take-home will be lower than shown.

Working across state lines: Maryland has a reciprocity agreement with Pennsylvania, Virginia, West Virginia, Washington and D.C.. If you live in one of those states and work in Maryland, you can file an exemption form with your employer so only your home state's tax is withheld.

Worked example

A single filer in Maryland earning $80,000 a year, paid every two weeks with no pre-tax deductions: federal income tax is $8,770, Maryland income tax is $3,588 and FICA is $6,120, leaving $61,522 a year, or about $2,366 per paycheck. A married couple filing jointly on $120,000 keeps about $95,451 a year. Putting $5,000 into a traditional 401(k) would cut this single filer's federal tax to $7,670 and Maryland tax to $3,351.

Maryland take-home pay at different salaries (single, 2026)

Salary	Federal tax	Maryland tax	FICA	Take-home	Per bi-weekly check
$40,000	$2,620	$1,688	$3,060	$32,632	$1,255
$60,000	$5,020	$2,638	$4,590	$47,752	$1,837
$80,000	$8,770	$3,588	$6,120	$61,522	$2,366
$100,000	$13,170	$4,538	$7,650	$74,642	$2,871
$150,000	$24,734	$7,084	$11,475	$106,707	$4,104

How Maryland compares

On an $80,000 single salary, Maryland take-home is about $61,522, $3,588 less than in Texas, which has no income tax, and $393 less than in California. The chart above shows Maryland next to Texas, California and New York on identical pay.

What this estimate includes

taxable income = salary − pre-tax deductions − standard deduction
federal tax = 2026 federal brackets (standard deduction $16,100 single / $32,200 married)
Maryland tax = 2026 Maryland brackets on state taxable income
FICA = 6.2% Social Security (to $184,500) + 1.45% Medicare (+0.9% over $200,000)
per paycheck = (salary − all taxes − pre-tax deductions) ÷ pay periods

Local taxes and state payroll programs mentioned above are not included, and your actual withholding also depends on your W-4 and any state withholding certificate. State figures are the 2026 rates and brackets published by Maryland, as compiled by the Tax Foundation.

Frequently asked questions

How much is taken out of an $80,000 paycheck in Maryland?

For a single filer in 2026, about $18,478 a year: $8,770 federal income tax, $3,588 Maryland income tax and $6,120 FICA, leaving $61,522, or $2,366 every two weeks. Local taxes are extra.

What is the Maryland income tax rate in 2026?

Are there local income taxes in Maryland?

Every Maryland county and Baltimore City charges a local income tax on residents, collected with state withholding and usually 2.25% to 3.3% of taxable income; it is not included here, so Maryland take-home will be lower than shown.

Is take-home pay higher in Maryland or Texas?

Texas. With no state income tax, a single filer on $80,000 keeps about $65,110 in Texas against $61,522 in Maryland, a difference of $3,588 a year.

How can I lower the tax on my Maryland paycheck?

Pre-tax contributions to a 401(k), HSA or FSA lower federal and Maryland taxable income. On $80,000, a $5,000 traditional 401(k) contribution cuts federal tax to $7,670 and Maryland tax to $3,351.

Related calculators

Paycheck Calculators by StateTake-home pay in any of the 50 states, with a ranked comparison. Federal Income Tax Calculator 2026Federal income tax for 2026 by bracket, with your effective rate. W-4 Withholding CalculatorFederal tax withheld per paycheck from your W-4 settings. Virginia Paycheck CalculatorVirginia take-home pay after federal tax, Virginia income tax and FICA. Pennsylvania Paycheck CalculatorPennsylvania take-home pay after federal tax, Pennsylvania income tax and FICA. Delaware Paycheck CalculatorDelaware take-home pay after federal tax, Delaware income tax and FICA.