Charge split
How the charge divides between Stripe's fee and your net.
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UK Seller & Marketplace Fees
UK Stripe Fee Calculator
Calculate your Stripe UK fees and net in pounds. UK cards are cheapest (1.5% + 20p); EEA and international cards cost more. Pick the card type and see the fee and what you actually receive. Updated for 2026 UK rates.
You receive after fees
£98.30
Charge amount—
Base processing fee—
Currency conversion—
Total Stripe fee—
Effective fee rate—
Net received—
How Stripe UK fees work
Stripe UK prices by where the card was issued. UK cards are cheapest at about 1.5% + 20p online. EEA cards (wider Europe) are around 2.5% + 20p, and international cards are about 3.25% + 20p. If Stripe converts the payment into pounds, a currency conversion fee of roughly 2% is added. In-person Terminal payments have their own, usually lower, rate for UK cards.
Because the fixed 20p is a bigger share of small charges, the effective rate climbs as amounts shrink. This calculator shows the effective rate so you can see that impact.
The formula
rate = base % (+2% conversion if applicable)
Stripe fee = charge × rate + £0.20
net received = charge − Stripe fee
Stripe fee = charge × rate + £0.20
net received = charge − Stripe fee
Worked example
A £100 charge on a UK card at 1.5% + 20p: fee = 100 × 0.015 + 0.20 = £1.70, net £98.30. The same amount on an international card at 3.25% + 20p costs £3.45, net £96.55.
2026 Stripe UK rates (typical)
| Card / product | Rate |
|---|---|
| UK cards (online) | 1.5% + 20p |
| EEA cards (online) | 2.5% + 20p |
| International cards | 3.25% + 20p |
| Currency conversion | +2% |
| Terminal (UK cards, in-person) | 1.5% + 10p |
Rates are typical UK figures for planning. Volume discounts and custom pricing are available for larger businesses.
Frequently asked questions
What are Stripe fees in the UK?
About 1.5% + 20p for UK cards, 2.5% + 20p for EEA cards, and 3.25% + 20p for international cards.
How do I calculate a Stripe fee?
Multiply the charge by the percentage and add the 20p fixed fee.
Why are international cards dearer?
Higher interchange and scheme costs, plus currency conversion when the money is converted to pounds.
Is in-person cheaper?
Stripe Terminal for UK cards usually carries a lower rate than online.
How much do I keep after fees?
Subtract the total Stripe fee from the charge; the tool shows it instantly.